Health and Insurance

Medical Information

When you visit a doctor in the U.S., you will quickly realize that the medical system is different from the medical care you are used to in your home country. This page will introduce you to medical care in the U.S., what you should do in case of an emergency, prescriptions and medicines, and health insurance.

 

Medical Care: Who Can Help?

There are several options for medical care in Campbellsville, depending on the level of need.

 

1. Tiger Clinic or Personal Doctor

Campbellsville University has an on-campus health clinic. Appointments are required and they can help with most regular medical needs. This is one of the lower cost options since your health insurance will pay most of the cost of a regular doctor visit. The Tiger Clinic is the most convenient doctor's office, but you are allowed to find a different doctor if you would prefer to see someone else.

If you would like to find another doctor you can search here. Be sure to check whether the doctor is part of the AETNA network when you make your appointment.

 

2. Urgent Care

If you need to see someone more quickly, you should go to the Urgent Care Office in town. They accept walk-in patients and are able to help you when you can't wait for a regular appointment. Sometimes the lines can be long but you should be able to see someone at an urgent care office soon. You will usually pay a little more at an urgent care location than you would pay at a regular doctor's office, but the cost will not be as high as a visit to the emergency room.

Fast Pace Health
796 W Broadway
(270) 572-4933

 

3. Emergency Room

You should go to the emergency room for severe injuries or illnesses only. It is open 24 hours; however, lines can be long and emergency room services are often expensive. If your condition is not an emergency, it is better to make an appointment to see a doctor or go to an urgent care office.

 

4. Other Medical Needs, Dentists, and Eye Doctors

If you need to visit a medical specialist while you are in Campbellsville, you may want to speak with your regular doctor first so that they can refer you to the doctor you need to see.

If you are looking for a dentist or an eye doctor, there are several options for you to choose between in town.

Search for a Dentist

Search for an Eye Doctor

You will usually need to make an appointment before going to visit a medical specialist, dentist, or eye doctor. You will also want to check your insurance before you go since the cost of the appointment may not be covered by your insurance plan.

 

Health Insurance for Undergraduate Students

Health insurance helps pay for your medical costs. You will receive your health insurance information in your email. However, health insurance will not cover all of your medical costs. You will be responsible for paying copays and deductibles.

International graduate students must purchase health insurance on their own. 

What is a copay?

When you visit the doctor for a regular office visit, you will be required to pay a copay. This is a fixed amount that you will pau every time you go. The insurance company determined what the amount of the copay will be based on your insurance plan. Usually copays range from $25 to $50. Check your insurance plan to find out how much your copay will be.

What is a deductible?

Insurance will pay for most of the cost of your treatment, but you are usually required to pay part of the total. The deductible is the amount you are required to pay before an insurance plan begins to pay the rest of the cost. For example, if your deductible is $200, then you will be required to pay $200 of your bill and your insurance will pay the rest of the amount that is owed. The deductible is reset each year. Check your insurance information to find out how much your deductible will be.

When do I have to pay?

Copays are usually due at the time of your doctor appointment. Other expenses are normally billed after you have received treatment.

If you need additional information about health system in the United States, the staff at CGE are happy to help.

If you need additional information about your insurance plan, please contact Joshua Fuqua at jkfuqua@campbellsville.edu.

 

In Case of an Emergency

If you have an emergency call CU Campus Security at (270)789-5555 or (270) 403-3611 or you can call 911.

911 services and Campus Security are both available 24 hours a day. If you think you might need help, but are not sure if it is an emergency, please call Campus Security first. They will make sure that you get the help you need and they have direct contact with 911 emergency services.

 

Prescriptions and Medicines

Campbellsville has several pharmacy options. Some are in easy walking distance from the university and CGE shopping shuttles provide weekly trips to others. Some pharmacies also offer delivery services; you should check their websites for this information. These are a few of the pharmacies used most often. You can choose one of these or find another option.

 

Over-the-Counter Medications

Over-the-Counter medications are medicines you don't need a doctor's prescription to purchase. These include cold medicines, pain relievers, and allergy medicines, among others. These medicines are not covered by insurance.

 

Prescription Medications

Before you can purchase these medications, you must have a doctor's prescription. International prescriptions are not usually accepted. You may be reimbursed for the cost of prescription medication if it is for an illness or injury that is covered under your insurance policy. Check your insurance plan for more information.