At Campbellsville University, we recognize that higher education is a significant investment, but one that offers great value. That’s why we are dedicated to providing our students with the best financial support possible. Our commitment extends beyond simply presenting financial options; we are fully invested in the success of every student who enters our doors.
No matter your circumstances, we are here to help make a college education accessible and affordable for you.
Cost of Attendance FAQS Policies & Procedures Scholarships & Grants Staff Student Employment Tuition & Fees
Schedule a Financial Aid Appointment:
Navigating financial aid can be overwhelming, but our team is here to help. Schedule an appointment with a financial aid counselor to discuss your options, understand the application process, and get personalized guidance on scholarships, grants, loans, and other funding opportunities. We’re here to ensure you have the support you need to make your education affordable.
Schedule a Financial Aid appointment with us today!
Federal Funds Freeze & Federal Student Aid:
A: The Office of Management and Budget (OMB) recently announced a freeze on certain federal funds, which means that access to these funds is temporarily restricted until further notice.
A: No. The OMB has offered clarification that the freeze will not affect Federal Student Aid programs such as Pell Grants, SEOG, Federal Workstudy, and Federal Direct Loans. These programs directly benefit Americans
A: No action is required from students. Campbellsville University Office of Financial Aid will continue to share updates if needed.
Financial Aid Resources:
Sources of Financial Aid:
The Federal College Work-Study program enables students who demonstrate financial need to work on campus or for other nonprofit organizations. These part-time jobs are secured through the Office of Financial Aid.
- Pell Grant: The Pell Grant program provides financial assistance of up to $7,395 per year for undergraduates. The U.S. Department of Education uses a standardized formula to determine an applicant's eligibility for this grant.
- PLUS Loan: PLUS Loans are for parent borrowers. The PLUS Loan program enables parents to borrow an amount equal to the cost of education minus any financial aid. The maximum interest is 9% for PLUS.
- Direct Student Loan: The Direct Student Loan program enables students to secure loans from participating lenders at an interest rate that is capped at 8.25%. A student may borrow $3,500 as a freshman, $4,500 as a sophomore, and $5,500 as a junior and/or senior. Loan repayment begins six months after the student graduates, leaves school, or drops below half-time status.Students are not required to demonstrate financial need to qualify for the unsubsidized Direct Student Loan; however, they will be responsible for interest that accrues during and after school attendance.
- Supplemental Educational Opportunity Grant (SEOG): SEOG grants provide funds to students with exceptional financial need. Priority in awarding SEOGs is given to students with a zero EFC.
- Veterans Educational Benefits: Contact VA Certification Officer, Beth Cochran at ekcochran@campbellsville.eduVocational Rehabilitation Grant: Contact your local Vocational Rehabilitation Office for more information.
Campbellsville University offers a variety of scholarships and grants to help make education more affordable. These financial awards are based on academic achievement, financial need, and other criteria, reducing the overall cost of tuition. With a range of options available, including merit-based scholarships and need-based grants, students can receive valuable support to pursue their academic goals without the burden of excessive debt.
*Federal policy prohibits the University from over-awarding federal or state dollars. Therefore, the University may adjust scholarship amounts if federal aid is involved in order to achieve the best possible aid package.
- Kentucky Tuition Grant (KTG): KTGs currently provide up to $3,300 per year to qualifying Kentucky residents attending Kentucky's independent colleges on a full-time basis.
- College Access Program Grant (CAP): The CAP Grant currently provides up to $5,300 per year to qualifying Kentucky residents attending Kentucky private colleges. Students enrolled part-time are eligible to receive $221 per credit hour under this program.
Current students may enroll in Campbellsville's Student Work Program to obtain financial aid in exchange for part-time work. These part-time positions are offered on campus or with affiliated nonprofit organizations.
To apply for Work Study opportunities, students must complete the FAFSA and answer “yes” to the interest in Work Study question. Students also must have a financial need to receive a Work Study placement. View job opportunities through CU Career Services here.
Campbellsville University offers a variety of student loan options to help cover the cost of tuition and other expenses. These loans, including federal and private options, provide flexible repayment terms and competitive interest rates. The Financial Aid Office is available to guide students through the loan application process, ensuring they understand their borrowing options and responsibilities to make informed decisions about financing their education.
Entrance counseling is required of all first time Federal Direct loans or Graduate PLUS loan borrowers. Entrance counseling will educate the borrower about their loan terms and conditions, their rights and responsibilities, the loan process, and tips on managing educational expenses. Entrance counseling can be completed online at studentaid.gov.
-
Federal Direct and Plus Loan Exit Counseling: Exit counseling is required when a borrower is preparing to leave Campbellsville University. Exit counseling will educate the borrower about how to effectively manage and handle their student loan repayment. Exit Counseling can be completed online at studentaid.gov.
-
NSLDS: The National Student Loan Data System (NSLDS) is the U.S. Department of Education's centralized database of all federal student aid. NSLDS provides an overview of all federal student loans, loan amounts, enrollment status, loan servicer, outstanding balances, loan status and disbursements pertaining to a student borrower. This information will also be accessible by guaranty agencies, lenders, and schools determined to be authorized users of the data system.
All of the above sites need to be logged into using student or parent FSA ID. Username and password can be retrieved at the FSA ID website.
Campbellsville University requires students applying for private education loans to complete the Private Education Loan Applicant Self-Certification This form provides essential information about your loan, including the cost of attendance and any other financial aid you've received. The self-certification process ensures transparency and helps lenders assess your eligibility for private loans, allowing you to make informed decisions about borrowing for your education.
Campbellsville University supports and complies with the Higher Education Opportunity Act's (HEOA) provisions regarding the Code of Conduct required to be adopted and enforced by institutions participating in the Title IV loan programs. All Campbellsville University employees with responsibilities for the administration of student educational loans are informed annually of the provisions of the Student Loan Code of Conduct.
Purpose: Campbellsville University recognized that ensuring the integrity of the student financial aid process is critical to providing fair and affordable access to higher education. The University has formalized the following guiding principles that shall be effective immediately. These guidelines are designed to avoid any potential for conflict of interest between the University, and its students or their parents, in the student financial aid process. For purposes of this Code of Conduct, a “Lending Institution” is any entity (other than an institution of higher education or a government entity such as the U.S. or Kentucky Department of Education) involved in the making, holding, consolidating or processing of any student loans.
Policy:
1. University employees shall receive no personal benefit. No employee or officer of the University shall accept or solicit anything of more than nominal value on his or her behalf or on the behalf of another person or entity from any Lending Institution. Specifically, no employee or officer of Campbellsville University shall accept or solicit, from any Lending Institution (i) payment for entertainment expenses or any lodging, rental, transportation or other gratuities related to lender-sponsored activities; (ii) payments for registration, transportation, or lodging at lender-sponsored conferences and trainings and (iii) solicitations or invitations to serve on lender advisory boards and/or payments related to such service. Additionally, Campbellsville University employees and officers shall not accept or solicit, from any student loan guarantee agency: (i) payment for entertainment expenses or any lodging, rental transportation or other gratuities related to activities sponsored by the guarantee agency.
2. University employees shall not serve on lender advisory board remuneration. No officer or employee of the University who makes financial ad decisions for the University or who is employed in, supervises or otherwise has responsibility or authority over the University's financial aid office shall receive any remuneration for consulting services and/or serving as a member or participant of a student loan advisory board of a Lending Institution or any reimbursement of expenses for such service. Any officer or employee of the University who serves as a member or participant of a Lending Institution board shall recuse himself or herself from any board discussions regarding the University's financial aid operations.
3. University shall not provide any advantage to a Lending Institution. The University shall not accept anything of value from any Lending Institution in exchange for any advantage or consideration provided to the Lending Institution related to its student loan activities, including but not limited to revenue-sharing, printing costs or below-cost computer hardware or software. Likewise, the University shall not allow any Lending Institution to: (a) staff the University's financial aid office at any time; or (b) communicate with the University's students or their parents in such a manner as to create the impression that the Lending Institution is an employee or agent of the University in connection with the University's student financial aid operations, including through the use of mascots, logos, and other marks. Finally, the University shall not enter into any agreement with a Lending Institution to provide alternative (i.e., private, non-federal or “opportunity”) student loan programs if the provision of such alternative loan programs prejudices other students or parents, or if the acceptance of such funds by the University is conditioned on the University providing concessions of the Lending Institution.
4. The University shall make appropriate use of any Preferred Lender Lists. If the University decides to promulgate a list or lists of preferred or recommended lenders for student loans or similar ranking or designation (“Preferred Lender List”), the selection of Lending Institutions for inclusion on the Preferred Lender List shall be based on the best interest of the University's students and their parents without regard to the financial interests of the University. In addition, any Preferred Lender List shall clearly indicate:
- That the University shall not steer borrowers to particular lenders. Nor shall it refuse to certify, or delay the certification, of any loan based on the borrowers selection of a particular lender or choice and will suffer no penalty imposed by the University for using a Lending Institution that is not a “preferred lender”. Further, for any first-time borrower's loan to a particular lender;
- That students and their parents are not required to use any of the “preferred lenders”;
- Where to find information on their Lending Institution for student loans;
- That the University will promptly certify any loan from any Lending Institution selected by a borrower, in accordance with U.S. Department of Education Regulations;
- The process the University utilized to select “preferred lenders,” including but not limited to the criteria used and the relative importance of such criteria.
The University shall review any Preferred Lender List on an annual basis to determine that the information appearing on the list is accurate and that any website links are still available.
If you have questions or wish to have a loan processed through another lender, please contact:
Christy Spurling
Student Loan Coordinator
